Multifamily and apartment loans
A multifamily loan finances apartment buildings and other residential property of two or more units held as an investment. KAL Kreations arranges multifamily funding in all 50 states through its private lender network, from $25,000 to $100,000,000, covering acquisition, reposition and refinance.
All loans are for real estate investment purposes only. We do not offer personal loans.
Who this is for
- Buyers of two-unit to large apartment assets
- Sponsors repositioning a building with vacancy or deferred maintenance
- Owners refinancing out of a maturing facility
What is needed to get a quote
- Property address
- Purchase price, current value, or both
- Loan amount requested and how it will be used
- Timeline, including any contract or auction date
- Rent roll and trailing operating statements
The process
- Submit the scenario with the property and the exit.
- KAL Kreations matches it to lenders active in that market and asset type.
- The funding lender sets terms and issues its approval.
- Documents are drawn, conditions cleared, and the loan funds.
Multifamily and apartment loans: questions
What is a multifamily loan?
Financing secured by residential property with two or more units held for investment, underwritten on the property's value and income rather than the owner's salary.
Is occupancy a requirement?
Low occupancy does not disqualify a file. It shapes leverage and the business plan the lender underwrites.
Do you fund apartment portfolios?
Portfolios are accepted. Send the schedule of properties with unit counts, values and existing debt.
Related funding
Request multifamily and apartment loans
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.