Commercial property loans
A commercial property loan finances income-producing or business-use real estate such as retail, office, mixed-use and special-purpose buildings. KAL Kreations arranges commercial funding in all 50 states through its private lender network, from $25,000 to $100,000,000, for investment purposes only.
All loans are for real estate investment purposes only. We do not offer personal loans.
Who this is for
- Owners acquiring retail, office or mixed-use assets
- Sponsors repositioning a vacant or under-leased building
- Borrowers whose bank declined the asset class or the tenancy
What is needed to get a quote
- Property address
- Purchase price, current value, or both
- Loan amount requested and how it will be used
- Timeline, including any contract or auction date
- Rent roll and operating statements where the asset is leased
The process
- Submit the scenario with the property and the exit.
- KAL Kreations matches it to lenders active in that market and asset type.
- The funding lender sets terms and issues its approval.
- Documents are drawn, conditions cleared, and the loan funds.
Commercial property loans: questions
What counts as a commercial property loan?
Financing secured by real estate used for business or income rather than as a residence — retail, office, mixed-use, industrial and special-purpose buildings.
Will a vacant building be considered?
Yes. Vacancy and transitional assets are common in private lending; leverage and terms reflect the lease-up plan.
Is a personal guarantee required?
That is set by the funding lender and varies by structure. Ask about the requirements for your specific deal.
Request commercial property loans
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.