Frequently asked questions
KAL Kreations, Inc. arranges real estate investment funding from $25,000 to $100,000,000 in all 50 states and supplies authorized-user tradelines. It arranges funding through private lenders and does not offer personal loans.
Questions
What does KAL Kreations do?
KAL Kreations, Inc. arranges real estate investment funding from $25,000 to $100,000,000 in all 50 states and supplies authorized-user credit card tradelines. It helps clients qualify for loans and potentially reduce interest rates, depending on their individual credit profile and the funding lender's terms. It is a California corporation that has been in business 30 years.
Is KAL Kreations a lender?
No. KAL Kreations arranges funding through its network of private real estate lenders.
How much can KAL Kreations fund?
From $25,000 to $100,000,000, depending on the property, the market and the funding lender's terms.
Can I get a personal loan?
No. All loans are for real estate investment purposes only. We do not offer personal loans.
What is an authorized user tradeline?
It is a seasoned credit card you are added to as an authorized user, so the card's history can appear on your credit file. KAL Kreations uses cards with FICO over 830, perfect payment history and under 5% monthly usage, for a 60-day term.
What is a hard money loan?
A hard money loan is real estate financing secured by the property rather than by the borrower's income profile, funded by private capital and normally short term.
Do you fund deals outside California?
Yes. KAL Kreations arranges funding in all 50 states through private lenders active in each regional market.
What information do you need to quote a deal?
The property address, purchase price or value, amount requested, purpose and timeline. Anything unusual about the file should be stated up front.