Rental and rental portfolio loans
A rental portfolio loan finances several income properties under one facility instead of separate loans on each. KAL Kreations arranges single-rental and portfolio funding nationwide through its private lender network, from $25,000 to $100,000,000, for investment property only.
All loans are for real estate investment purposes only. We do not offer personal loans.
Who this is for
- Landlords consolidating several mortgages into one facility
- Investors pulling equity out of a stabilised portfolio
- Buyers acquiring a package of rentals in one transaction
What is needed to get a quote
- Property address
- Purchase price, current value, or both
- Loan amount requested and how it will be used
- Timeline, including any contract or auction date
- Schedule of properties with values, rents and existing debt
The process
- Submit the scenario with the property and the exit.
- KAL Kreations matches it to lenders active in that market and asset type.
- The funding lender sets terms and issues its approval.
- Documents are drawn, conditions cleared, and the loan funds.
Rental and portfolio loans: questions
What is a rental portfolio loan?
One loan secured by several rental properties, underwritten on the combined value and rental income of the group rather than property by property.
How many properties make a portfolio?
Thresholds are set by the funding lender. Send your schedule of properties and we will match it to lenders active in that size range.
Can I pull cash out of stabilised rentals?
Cash-out against investment rentals is available in our lender network, subject to value, income and the lender's leverage limits.
Related funding
Request rental and portfolio loans
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.