Mobile home park loans
A mobile home park loan finances a manufactured housing community, underwritten on pad rents, occupancy and infrastructure. KAL Kreations arranges park funding in all 50 states through its private lender network, from $25,000 to $100,000,000, including parks with park-owned homes, private utilities or deferred maintenance. Investment purposes only.
All loans are for real estate investment purposes only. We do not offer personal loans.
Who this is for
- Buyers of manufactured housing communities
- Operators repositioning a park with vacancy or utility issues
- Owners refinancing seller-financed park debt
What is needed to get a quote
- Property address
- Purchase price, current value, or both
- Loan amount requested and how it will be used
- Timeline, including any contract or auction date
- Pad count, occupancy, rent roll and utility configuration
The process
- Submit the scenario with the property and the exit.
- KAL Kreations matches it to lenders active in that market and asset type.
- The funding lender sets terms and issues its approval.
- Documents are drawn, conditions cleared, and the loan funds.
Mobile home park loans: questions
What is a mobile home park loan?
Financing secured by a manufactured housing community, where the value is driven by pad rents, occupancy and site infrastructure rather than by the homes themselves.
Do park-owned homes affect funding?
They change how income is treated and can affect leverage, but they do not disqualify a park.
Are private utilities a problem?
Private water or septic systems are common and handled case by case. Condition reports matter more than the system type.
Request mobile home park loans
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.