Condo loans for investors
A condo loan for investors finances a condominium unit held for rental or resale, including units in projects conventional lenders treat as non-warrantable. KAL Kreations arranges condo funding nationwide through its private lender network, from $25,000 to $100,000,000, for investment purposes only.
All loans are for real estate investment purposes only. We do not offer personal loans.
Who this is for
- Investors buying rental or resale condo units
- Buyers in projects with high investor concentration or litigation
- Owners refinancing a condo held as an investment
What is needed to get a quote
- Property address
- Purchase price, current value, or both
- Loan amount requested and how it will be used
- Timeline, including any contract or auction date
- HOA details and any known project litigation
The process
- Submit the scenario with the property and the exit.
- KAL Kreations matches it to lenders active in that market and asset type.
- The funding lender sets terms and issues its approval.
- Documents are drawn, conditions cleared, and the loan funds.
Condo loans: questions
What is a non-warrantable condo?
A condo in a project that fails conventional agency criteria — for example high investor concentration, commercial space, litigation or a single owner holding many units. Private lenders can still consider these.
Will HOA litigation stop a loan?
Not necessarily. It is disclosed and priced by the funding lender rather than treated as an automatic decline.
Can I finance a condo I will live in?
No. All funding arranged by KAL Kreations is for real estate investment purposes only.
Request condo loans
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.