Fix and flip loans
A fix and flip loan funds the purchase and renovation of an investment property that will be resold. KAL Kreations arranges fix and flip funding nationwide through its private lender network, from $25,000 to $100,000,000, with rehab typically advanced in draws. Investment property only. Send the scenario for a quick response.
All loans are for real estate investment purposes only. We do not offer personal loans.
Who this is for
- Investors buying distressed or dated property to resell after renovation
- Operators who need purchase and rehab capital in one facility
- Buyers competing against cash offers who need a fast, credible close
What is needed to get a quote
- Property address
- Purchase price, current value, or both
- Loan amount requested and how it will be used
- Timeline, including any contract or auction date
- Scope of work and rehab budget
The process
- Submit the scenario with the property and the exit.
- KAL Kreations matches it to lenders active in that market and asset type.
- The funding lender sets terms and issues its approval.
- Documents are drawn, conditions cleared, and the loan funds.
Fix and flip loans: questions
What is a fix and flip loan?
A fix and flip loan is short-term investment property financing that covers acquisition and renovation, repaid when the property sells or is refinanced. Rehab funds are usually released in draws against completed work.
Is the rehab budget funded up front?
Rehab is generally advanced in draws as work is completed and inspected, rather than released in full at closing. Draw mechanics are set by the funding lender.
Do I need previous flips to qualify?
Experience helps and can affect leverage and pricing, but the property and the plan carry most of the weight. Send the scenario and we will tell you what the lender network will consider.
What documents speed up a flip quote?
The purchase contract, a written scope of work with a rehab budget, comparable sales supporting the after-repair value, and your target resale date.
Related funding
Request fix and flip loans
Prefer to talk? Call 415-892-0470 (landline).
All loans are for real estate investment purposes only. We do not offer personal loans.